IREDA Up 27% in FY25 Loan Sanctions, Shares at ₹161.20

IREDA’s Green Leap Sparks Market Buzz

The Indian Renewable Energy Development Agency (IREDA) is powering up India’s clean energy future—and its numbers prove it! On Monday, March 31, 2025, the state-owned green financing giant dropped a bombshell: loan sanctions for FY25 soared 27% year-on-year to ₹47,453 crore, up from ₹37,354 crore in FY24. Shares nudged up 0.37% to ₹161.20 on the BSE by Tuesday, April 1, morning trade, riding a wave of optimism despite a flat start. This isn’t just a win for IREDA—it’s a signal of India’s renewable energy boom.

From a 20% jump in loan disbursements to a beefy ₹76,250 crore loan book, IREDA’s flexing its muscles. Add a ₹30,800 crore borrowing plan for FY26, and you’ve got a PSU on a mission. CMD Pradip Kumar Das isn’t mincing words: “We’re all in for India’s clean energy transition.” With a 12.5% stock rally over the past year, let’s unpack the details, the financial firepower, and where IREDA’s headed next.

The 27% Loan Sanction Surge: Breaking Down FY25

IREDA’s FY25 numbers are a renewable energy fan’s dream. Loan sanctions hit ₹47,453 crore—a 27% leap from ₹37,354 crore in FY24, per Monday’s statement. That’s ₹10,099 crore more muscle for solar, wind, and hydro projects. Disbursements? Up 20% to ₹30,168 crore from ₹25,089 crore—a ₹5,079 crore boost fueling green dreams nationwide. And the loan book? It ballooned 28% to ₹76,250 crore by March 31, 2025, from ₹59,698 crore last year—₹16,552 crore of growth in 12 months.

CMD Pradip Kumar Das beamed: “This growth reflects our dedication to financing renewable projects with innovative solutions.” Posts on X echoed the vibe: “IREDA’s loan book at ₹76,250 crore—green energy’s unstoppable!” With India chasing 500 GW of renewable capacity by 2030, IREDA’s pumping cash where it counts—think solar farms in Rajasthan or wind turbines off Gujarat’s coast.

Borrowing Big: ₹30,800 Crore for FY26

Last week, IREDA’s board greenlit a ₹30,800 crore borrowing program for FY26, announced Tuesday, March 25. This war chest—spanning taxable bonds, term loans, and more—sets the stage for bigger bets. “In compliance with SEBI Regulation 30 and 51(2), our board approved this today,” IREDA’s filing read. Earlier in March, FY25’s borrowing limit jumped ₹5,000 crore to ₹29,200 crore from ₹24,200 crore—proof they’re not slowing down.

Why the cash grab? IREDA’s eyeing a ₹3.5 trillion loan book by 2030—five times its current ₹76,250 crore, per CMD Das’s August 2024 vision (X posts). That’s ₹35,000 crore yearly growth, banking on India’s green surge. X users mused: “₹30,800 crore for FY26—IREDA’s gearing up for a renewable revolution!” With Q3 FY25’s ₹1,698 crore revenue (up 36%) and ₹426 crore profit (up 27%), they’ve got the momentum.

Share Price Trend: A Steady Climb with Upside

Tuesday’s 0.37% nudge to ₹161.20 on BSE (from ₹160.61, Business Standard) shows calm after Monday’s news drop—last seen flat with a positive tilt. But zoom out: IREDA’s shares have rallied 12.5% in 12 months—from ₹143-ish in April 2024 (Moneycontrol). A 52-week range of ₹121.05-₹310 (NSE India) tells the tale—down 48% from July’s ₹310 peak but up 33% from the December ₹121.05 low. YTD? A 24.32% dip (TradingView), yet Friday’s ₹160.59 close (Value Research) hints at stability.

Q3 FY25’s 41% disbursement spike to ₹17,236 crore (Upstox) and 129% sanction surge to ₹31,087 crore (Economic Times) lit a fire—shares hit ₹227.65 in January (Upstox). March’s 5.73% dip (TradingView) cooled things, but analysts see juice left. A median ₹215 target (Economic Times)—33% upside—pairs with a 29.79 P/E and 15.25 P/B (Screener). X buzzed: “₹161.20 today—₹200 by June if green stays hot!”

IREDA: The Green Financing Titan

Born in 1987 under the Ministry of New and Renewable Energy (MNRE), IREDA’s India’s go-to green NBFC—Navratna status and all. From solar panels to hydropower, they’ve financed ₹76,250 crore worth of projects by March 31, 2025. A PSU with 75% government ownership (NSE India), IREDA’s loan book grew from ₹63,150 crore in Q1 (IREDA.in) to ₹76,250 crore in FY25—an Infrastructure Finance Company (RBI) with big dreams.

Q3 FY25’s ₹426 crore profit (up 27%) and ₹1,698 crore revenue (up 36%) show grit—gross NPAs steady at 2.19%, net at 1.04% (Upstox). With ₹4,500 crore via QIP and ₹30,000 crore in debt-equity plans (Kotak Securities), IREDA’s a linchpin in India’s 500 GW renewable quest.

Why This Matters for IREDA

Cash Flow King: ₹47,453 crore sanctioned, ₹30,168 crore disbursed—FY25’s a cash cow, funding 10 GW+ yearly capacity (IREDA.in).
Loan Book Boom: ₹76,250 crore—28% growth—means more solar farms, windmills, and jobs. X noted: “IREDA’s loan book is India’s green backbone!”
Borrowing Muscle: ₹30,800 crore for FY26 fuels a ₹3.5 trillion 2030 goal—think hydrogen or offshore wind (X posts).

Market Context: A Mixed Bag

Tuesday’s flat trade aligns with a jittery market—NIFTY fell 0.27% to 23,528.4, SENSEX shed 211 points to 77,390 on March 28 (Force Motors input). FIIs bought ₹11,111.25 crore Thursday (NSE data), but Trump tariff fears and Asian cuts weigh. IREDA’s 0.37% uptick bucks the trend—green energy’s a safe harbor when autos like Mahindra (-3.23%) skid.

What’s Next for IREDA?

This 27% sanction rise is a launchpad—here’s the horizon:

Growth Gear: ₹76,250 crore today, ₹3.5 trillion by 2030—30% CAGR if they nail it (Business Standard).
Stock Spark: ₹161.20 now—₹215-₹280 targets (Economic Times) if Q4 FY25 dazzles (April results).
Green Glory: Retail subsidiary approval and Nepal hydro bets (Business Today) widen the net.
Risks: NPA creep (1.04% net) or global slowdown could dim the shine—execution’s key.

Why This Hits Home

For investors, IREDA’s 12.5% 12-month gain and 1729% IPO-to-peak run (Screener) scream multibagger—₹161.20’s a dip worth eyeing. For India, it’s climate muscle—₹47,453 crore powers solar rooftops and wind jobs. For Company, it’s legacy—Navratna grit meets green vision. X summed it: “IREDA’s FY25 glow—renewables rule!”

Wrapping Up: IREDA’s 27% Triumph

Companies 27% loan sanction jump to ₹47,453 crore in FY25, announced March 31, 2025, is a renewable energy flex. Shares at ₹161.20 Tuesday hold steady—up 0.37%—after a 20% disbursement rise to ₹30,168 crore and a ₹76,250 crore loan book. With ₹30,800 crore for FY26 and a 12.5% yearly stock climb, IREDA’s driving India’s clean energy charge. From New Delhi to your portfolio, this PSU’s got staying power—watch it roll.

Key Highlights

27% Sanction Surge: ₹47,453 crore in FY25 vs. ₹37,354 crore FY24.
20% Disbursement Leap: ₹30,168 crore from ₹25,089 crore.
28% Loan Book Growth: ₹76,250 crore—₹16,552 crore added.
₹30,800 Crore Plan: FY26 borrowing to fuel green dreams.
Stock Steady: ₹161.20, up 0.37%—12.5% yearly gain.

IREDA’s not just financing renewables—they’re powering a revolution. Buckle up!

IREDA Shares Hold Steady After 27% Loan Sanction Surge in FY25—Key Details Unveiled